CSBFP Loans: Up to $1.15M in Government-Backed Financing.
Finance your commercial real estate, heavy equipment, leasehold improvements, and working capital with federal government guarantee. We help Canadian businesses prepare credit-ready CSBFP packages.
How CSBFP Government-Guaranteed Loans Work
Up to $1,000,000 Real Estate
Finance the purchase or improvement of commercial real property, manufacturing buildings, and land with amortization periods up to 15 years.
Up to $500,000 Equipment Loans
Acquire commercial machinery, heavy vehicles, medical equipment, and software technology with 85% to 90% financing ratios.
Up to $150,000 Operating Credit
Access revolving lines of credit to cover payroll, purchase inventory, pay suppliers, and manage commercial operating cash flow.
Funding Criteria & Rules
What is the maximum total loan amount under the CSBFP?
A borrower can access up to a maximum of $1,150,000 in total CSBFP financing, which can include up to $1,000,000 for real property, up to $500,000 for equipment, and up to $150,000 for working capital.
What are the interest rates on CSBFP loans?
For term loans, the maximum interest rate is the financial institution's prime rate + 3.00%. For lines of credit, the maximum interest rate is prime + 5.00%.
What businesses are eligible for CSBFP loans in Canada?
For-profit small and medium enterprises operating in Canada with estimated annual gross revenues of $10 million or less are eligible. Farming and charitable enterprises are excluded.
Discover Your Full Funding Potential
Speak with our licensed advisors for a confidential assessment of your eligibility, project milestones, and grant funding capacity.